Visa Direct PayPal Square Fiserv

Visa Direct Signs PayPal, Fiserv and Square As New Partners

by JP Buntinxon August 9, 2016
Real-time payments are one of the top priorities for the financial sector right now. Visa, the leading payment card issuer, has launched the Visa Direct real-time network initiative. Several partners have joined this initiative, including PayPal, Square, and Fiserv. This initiative aims to offer cost-efficiency and speed for companies looking to venture into the real-time […]
Deutsche Bank Fintech Strategy

Deutsche Bank Sees Insurtech and Robo-Advising As Two Critical Fintech Pillars

by JP Buntinxon July 16, 2016
Deutsche Bank has been getting a lot of bad press as of late, as the institution is facing some tough times. At the same time, DB is still looking for potential partners in the Fintech world. Despite all of the bad press, the bank wants to innovate, and they have a clear plan to do […]

Fintechist_P2P Lending

Chinese P2P Lending Platform Demands Nude Images As Collateral

by JP Buntinxon June 17, 2016
Denying the changes coming to the peer-peer lending sector is impossible. But things are getting a bit out of hand in China, where nude pictures are used as collateral. While this may entice people to be honest about their loan intentions, it is a rather worrying trend. Putting the obvious know-your-customer joke aside, nude pictures […]
Fintechist_Lufax Chinese Peer-to-peer Lending

Chinese Peer-to-peer Lending Platform Lufax May Hold Off On IPO

by JP Buntinxon May 28, 2016
People who have been following the peer-to-peer lending debacle in China will be well aware this business is facing a lot scrutiny. In fact, one Fintech player by the name of Lufax may be forced to delay their IPO until next year. The current level of turmoil in the Chinese peer-to-peer lending sector would affect […]

Fintechist_Fidor Bank

Fidor Bank Cloud-based Infrastructure To Power Mobile Banking

by JP Buntinxon May 12, 2016
Mobile banking is a key area prone to disruption by the Fintech sector these days. With the growing usage of smartphones and tablets, the user experience has to be as frictionless as humanly possible. The recent partnership between Telefonica Germany and Fidor Bank may be a significant step in the right direction to make mobile […]
Fintechist_Fintech AI Chatbot

The Value of A Financial AI Chatbot in Fintech

by JP Buntinxon May 4, 2016
Although a lot of Fintech companies are looking at robo-advisors right now, several banks around the world are experimenting with chatbots for financial services. Barclays Africa is among the first banks to combine a chatbot with artificial intelligence in the financial world, but does this concept hold any measure of viability in the Fintech sector? […]